大家好，收到一孟加拉的信用证：
:40A: FORM OF DOCUMENTARY CREDIT
IRREVOCABLE
41D: AVAILABLE WITH....BY....
ANY BANK
BY DEF PAYMENT
:42P: DEFERRED PAYMENT DETAILS
360 DAYS AFTER BILL OF LADING DATE
从这几条看是提单360天后付款。
ALL DOCUMENTS MUST BE PRESENTED TO STANDARD CHARTERED BANKIN ORDER FOR US TO HONOUR THE
SAME AND EFFECT REMITTANCE OF THE PAYMENT AT SIGHT BASIS AS PER
REMITTING BANK'S INSTRUCTION THROUGH OUR OFFSHORE BANKING UNIT,
SAVAR.WE WILL DEDUCT USD 115.00 PLUS 15 PCT APPLICABLE VAT FROM
PROCEEDS BEING OUR SWIFT AND REIMBURSEMENT CHARGES.
信用证后面这里写的又好像是即期付款。
客户是老客户，沟通之后也说是即期付款，只不过360天是和银行分期付，请教一下大神们如何解读？
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