马来西亚LC，让人困惑的几点，大家帮忙看一下！！！

这个马来西亚客户以前一直TT，现在哭着喊着要做LC，没办法做吧，LC小白仔细通读了有几个问题不解，求大神指教：

46A DOCUMENTS REQUIRED第三条：INSURANCE POLICY/CERTIFICATE IN DUPLICATE AND BLANK ENDORSED IN THE
CURRENCY OF THE CREDIT WITH CLAIMS PAYAABLE IN MALAYSIA FOR 110 PCT OF
INVOICE VALUE, COVERING MARINE RISKS INCLUDING
INSTITUTE WAR CLAUSES(CARGO),INSTITUTE STRIKE CLAUSES(CARGO),INSTITUTE
CARGO CLAUSES A, STRIKES, RIOTS AND CIVIL COMMOTIONS AND INSTITUTE
THEFT, PILFERAGE AND NON DELIEVRY CLAUSE FORM POINT OF ORIGIN TO BUYER'S
WAREHOUSE IN MALAYSIA.保险单空白背书，赔付地点在马来西亚，发票金额的1.1倍。 但是蓝色部分这一大堆保险条件我要不要写在保单的condition那一栏里面吗？而且这些要求承保的合不合理？47B ADDITIONAL CONDITIONS(SUBJECT TO GST) WILL BE DEDUCTED  FROM THE PROCEEDS FOR EACH
PRESENTATION OF DISCREPANT DOCUMENTS UNDER THIS CREDIT WHICH IS SUBJECT
TO ISSUING BANK'S ACCEPTANCE. HOWEVER, ACCEPTANCE OF SUCH DOCUMENTS DOES
NOT IN ANY WAY ALTER THE   TERM AND CONDITIONS OF THIS CREDIT.这句话意思是不是，如果有不符点，在银行接受的条件下扣除相关费用，但不代表改变了这个信用证？+ ONE EXTRA COPY/PHOTOCOPY OF ALL REQUIRED DOCUMENTS MUST BE PRESENTED
TOGETHER WITH THE DOCUMENTS FOR ISSUING BANK'S RETENTION AND WILL NOT BE
RETURNED EVEN IF DOCUMENTS ARE FINALLY REFUSED. FAILLING WHICH, A
HANDING FEE OF USD10-00 OR EQUIVALENT WILL BE DEDUCTED FROM THE PROCEEDS
OF PAYMENT这意思是不是我再交单的时候还要一份完全一样的副本？ 比如提单是3/3 full set , 那我这个副本是不是也要copy的3/3? 同理其他文件也一样？+ PRESENTING/NEGOTIATING BANK MUST COURIER ALL DOCUMENTS UNDER THIS LC IN 2 LOTS TO THE ISSUING BANK AS FOLLOWS:1) ONE SET OF ORIGINAL SHIPPING DOCUMENTS INCLUDING 1/3 ORIGINAL BILL OF
LOADING TO XXXXXX BHD(银行名称) TRADE AND REMITTANCE OPERATIONS CENTER
,XXXXX(地址）2) REMAINING DOCUMENTS TO xxxxx BHD(银行名称和地址）BOTH SETS OF DOCUMENTS MUST BE ATTACHED WITH THE RELEVANT BANK COVERING SCHEDULE AND COURIERED SIMULTANEOUSLY.继刚才全套文件要一套副本后，这边又来了，所有的一套文件要寄到这个银行的两个地址，关键是第一个地址需要的文件到底是哪些？ 所有文件的一份正本？ 1张正本提单和副本+1张发票+1张PL+ 1 张正本Insurance吗？余下来的文件 是不是 2张正本提单和副本+2张发票+2张PL+ 1张副本Insurance， 寄到这个银行的另外一个地址？ 还有一个问题就是，之前说的那个全套的副本，寄到哪个银行呢？